DGAP-News: Raiffeisen Bank International AG / Key word(s): Final Results Raiffeisen Bank International AG: Full year results 2017 14.03.2018 / 07:34 The issuer is solely responsible for the content of this announcement. --------------------------------------------------------------------------- RBI: Full year results 2017 - Consolidated profit of EUR 1,116 million more than doubled compared to last year (2016 pro forma: EUR 520 million) - Common equity tier 1 (CET1) ratio (fully loaded) of 12.7% (2016 pro forma: 12.4%); IFRS 9 estimated impact around 15 bps on 1 January 2018 - Exceptionally low risk costs driven by positive market environment - NPL ratio actively managed down to 5.7% (2016 pro forma: 8.7%) through NPL sales and write-offs - Increase of customer loans of around 2% despite NPL sales and NPL write-offs - Net interest margin stable at 2.48% - Proposed dividend of EUR 0.62 per share Income Statement 1-12/20- 1-12/2016 pro 1-12/2016 Q4/20- in EUR million 17 forma due to published before 17 merger merger Net interest 3,208 3,197 2,935 816 income Net provisioning (287) (758) (754) (127) for impairment losses Net fee and 1,719 1,599 1,497 448 commission income Net trading 244 220 215 62 income General (3,104) (3,141) (2,848) (813) administrative expenses Other results (224) (267) (204) (88) Profit before 1,612 946 886 311 tax Profit after tax 1,246 636 574 234 Consolidated 1,116 520 463 206 profit Balance Sheet in 31/12/2- 31/12/2016 pro 31/12/2016 EUR million 017 forma due to published before merger merger Loans and 81,232 79,769 70,514 advances to customers Deposits from 84,831 80,325 71,538 customers Total assets 135,146 134,804 111,864 Risk-weighted 71,902 67,911 60,061 assets (total) Key ratios 31/12/2- 31/12/2016 pro 31/12/2016 017 forma due to published before merger merger NPL ratio 5.7% 8.7% 9.2% NPL coverage 67.0% 75.2% 75.6% ratio CET1 ratio 12.7% 12.4% 13.6% (fully loaded) CET1 ratio 12.9% 12.7% 13.9% (transitional) Total capital 17.8% 17.1% 18.9% ratio (fully loaded) Total capital 17.9% 17.4% 19.2% ratio (transitional) Key ratios 1-12/- 1-12/2016 pro forma 1-12/2016 published Q4/2- 2017 due to merger before merger 017 Net interest 2.48% 2.48% 2.78% 2.50- margin % Consolidated 12.2% 6.2% 5.8% 8.9% return on equity Cost/income ratio 59.4% 61.5% 60.7% 60.7- % Earnings per 3.34 1.58 1.58 0.60 share in EUR Dividend per 0.62 - - n.a. share in EUR As of January 2017, RZB contributed business is fully included. Current RBI figures refer to the Combined Bank; unless specified otherwise, the historical pro forma data is based on the Combined Bank (consideration of the merger). Outlook We will pursue loan growth with an average yearly percentage increase in the mid-single digit area. Following very low risk costs in 2017 (EUR 287 million), we expect impairment losses on financial assets in 2018 to be above the 2017 level. We anticipate that the NPL ratio will further reduce in the medium term. We aim to achieve a cost/income ratio of below 55 per cent in the medium term. We target a consolidated return on equity of approximately 11 per cent in the medium term. We target a CET1 ratio (fully loaded) of around 13 per cent post dividend in the medium term. Based on this target, we intend to distribute between 20 and 50 per cent (dividend payout ratio) of the consolidated profit. The targets in this outlook include the impact from IFRS 9 and FINREP. For further information please contact: Susanne E. Langer Head of Group Investor Relations Spokesperson Raiffeisen Bank International AG Am Stadtpark 9 1030 Vienna, Austria [email protected] phone +43-1-71 707-2089 www.rbinternational.com --------------------------------------------------------------------------- 14.03.2018 Dissemination of a Corporate News, transmitted by DGAP - a service of EQS Group AG. The issuer is solely responsible for the content of this announcement. The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Archive at www.dgap.de --------------------------------------------------------------------------- Language: English Company: Raiffeisen Bank International AG Am Stadtpark 9 A-1030 Vienna Austria Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: [email protected] Internet: www.rbinternational.com ISIN: AT0000606306 WKN: A0D9SU Listed: Foreign Exchange(s) Luxemburg, SIX, Wien (Amtlicher Handel / Official Market) End of News DGAP News Service --------------------------------------------------------------------------- 663857 14.03.2018