EQS-News: Raiffeisen Bank International AG: Semi-Annual Financial Report 2023: Core revenues remain strong - Outlook updated
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EQS-News: Raiffeisen Bank International AG
/ Key word(s): Half Year Results
Raiffeisen Bank International AG: Semi-Annual Financial Report 2023: Core revenues remain strong - Outlook updated
01.08.2023 / 07:30 CET/CEST
The issuer is solely responsible for the content of this announcement.
RBI: Semi-Annual Financial Report 2023
Core revenues remain strong - Outlook updated
- Half-year profit after tax from continuing operations excluding Russia and Belarus broadly stable year-on-year despite very high portfolio-based provisions for litigations in Poland (EUR 424 million)
- Net interest income excluding Russia and Belarus up 4.2% quarter-on-quarter
- Net fee and commission income quarter-on-quarter up 4.4% and 5.2% in CE and SEE, respectively; offset by drop in GC&M
- Ongoing reduction of business in Russia: net fee and commission income down 47% quarter-on-quarter, loans to customers down 35% in local currency since the beginning of the war
- Risk costs significantly down year-on-year to EUR 259 million in H1/2023
- CET1 ratio at 15.9% (transitional, incl. result), excluding Russia 13.9%
- Core revenues outlook improves; expected ROE for 2023 unchanged due to higher provisions in Poland
| Income Statement in EUR million |
1-6/2023 |
1-6/2022 |
Q2/2023 |
Q1/2023 |
| Net interest income |
2,749 |
2,199 |
1,364 |
1,385 |
| Net fee and commission income |
1,698 |
1,565 |
732 |
966 |
| Net trading income and fair value result |
116 |
316 |
30 |
86 |
| General administrative expenses |
(1,995) |
(1,649) |
(1,045) |
(950) |
| Operating result |
2,661 |
2,500 |
1,152 |
1,509 |
| Other result |
(450) |
(108) |
(354) |
(96) |
| Governmental measures and compulsory contributions |
(237) |
(241) |
(2) |
(236) |
| Impairment losses on financial assets |
(259) |
(561) |
42 |
(301) |
| Profit/loss before tax |
1,715 |
1,590 |
838 |
877 |
| Profit/loss after tax from continuing operations |
1,327 |
1,299 |
627 |
700 |
| Profit/loss from discontinuing operations |
0 |
453 |
0 |
0 |
| Consolidated profit |
1,235 |
1,712 |
578 |
657 |
| Balance Sheet in EUR million |
30/6/2023 |
31/12/2022 |
| Loans to customers |
101,806 |
103,230 |
| Deposits from customers |
120,553 |
125,099 |
| Total assets |
206,123 |
207,057 |
| Total risk-weighted assets (RWA) |
99,207 |
97,680 |
| Bank-specific information |
30/6/2023 |
31/12/2022 |
| NPE Ratio |
1.5% |
1.6% |
| NPE Coverage Ratio |
57.6% |
59.0% |
| CET1 ratio |
15.9% |
16.0% |
| Total capital ratio |
20.0% |
20.2% |
| Key ratios |
1-6/2023 |
1-6/2022 |
Q2/2023 |
Q1/2023 |
| Net interest margin (Ø interest-bearing assets) |
2.74% |
2.37% |
2.74% |
2.75% |
| Cost/Income Ratio |
42.9% |
39.7% |
47.6% |
38.6% |
| Provisioning ratio (Ø loans to customers) |
0.37% |
0.86% |
(0.19%) |
0.93% |
| Consolidated return on equity |
14.9% |
25.5% |
14.1% |
15.8% |
| Earnings per share in EUR |
3.59 |
5.07 |
1.68 |
1.92 |
| Outlook 2023 |
RBI excl. RU/BY |
RBI |
| Net interest income in EUR |
3.8-4.0 bn |
5.3-5.4 bn |
| Net fee and commission income in EUR |
around 1.8 bn |
3.2-3.4 bn |
| Loans to customers (growth) |
around 2% |
~0% |
| General administrative expenses in EUR |
around 3.1 bn |
around 4.0 bn |
| Cost/income ratio |
51-53% |
43-45% |
| Impairment losses on financial assets (before use of overlays) |
around 45 bps |
up to 60 bps |
| Consolidated return on equity |
around 10% |
around 17% |
| CET1 ratio at year-end 2023 |
above 13.5%* |
above 16% |
| *P/B Zero’ Russia deconsolidation scenario |
|
|
For further information please contact:
John P. Carlson, CFA
Group Investor Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
[email protected]
phone +43-1-71 707-2089
www.rbinternational.com
01.08.2023 CET/CEST This Corporate News was distributed by EQS Group AG. www.eqs.com
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| Language: |
English |
| Company: |
Raiffeisen Bank International AG |
|
Am Stadtpark 9 |
|
A-1030 Vienna |
|
Austria |
| Phone: |
+43-1-71707-2089 |
| Fax: |
+43-1-71707-2138 |
| E-mail: |
[email protected] |
| Internet: |
www.rbinternational.com |
| ISIN: |
AT0000606306 |
| WKN: |
A0D9SU |
| Listed: |
Regulated Unofficial Market in Berlin, Dusseldorf, Frankfurt, Hamburg, Hanover, Munich, Stuttgart, Tradegate Exchange; Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market) |
| EQS News ID: |
1692501 |
| |
| End of News |
EQS News Service |
1692501 01.08.2023 CET/CEST
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Die wichtigsten Finanzdaten auf einen Blick
|
| |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
| Umsatzerlöse1 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| EBITDA1,2 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| EBITDA-Marge3 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
|
| EBIT1,4 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| EBIT-Marge5 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| Jahresüberschuss1 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| Netto-Marge6 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| Cashflow1,7 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| Ergebnis je Aktie8 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
| Dividende8 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
Quelle: boersengefluester.de und Firmenangaben
1 in Mio. Euro; 2 EBITDA = Ergebnis vor Zinsen, Steuern und Abschreibungen; 3 EBITDA in Relation zum Umsatz; 4 EBIT = Ergebnis vor Zinsen und Steuern; 5 EBIT in Relation zum Umsatz; 6 Jahresüberschuss (-fehlbetrag) in Relation zum Umsatz; 7 Cashflow aus der gewöhnlichen Geschäftstätigkeit; 8 in Euro; Quelle: boersengefluester.de
Wirtschaftsprüfer:
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| INVESTOR-INFORMATIONEN |
| ©boersengefluester.de |
|
| WKN |
Kurs in € |
Einschätzung |
Börsenwert in Mio. € |
|
0,000 |
|
0,00 |
| KGV 2025e |
KGV 10Y-Ø |
BGFL-Ratio |
Shiller-KGV |
| 0,00 |
0,00 |
0,00 |
0,00 |
| KBV |
KCV |
KUV |
EV/EBITDA |
| 0,00 |
0,00 |
0,00 |
0,00 |
| Dividende '22 in € |
Dividende '23 in € |
Div.-Rendite '23
in % |
Hauptversammlung |
| 0,00 |
0,00 |
0,00 |
|
| Q1-Zahlen |
Q2-Zahlen |
Q3-Zahlen |
Bilanz-PK |
|
|
|
|
| Abstand 60Tage-Linie |
Abstand 200Tage-Linie |
Performance YtD |
Performance 52 Wochen |
| 0,00% |
0,00% |
0,00% |
0,00% |
|
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Raiffeisen Bank International AG AT0000606306